THE IMPACT OF FINTECH ADOPTION ON THE PROFITABILITY OF VIETNAMESE COMMERCIAL BANKS. TRA VINH UNIVERSITY JOURNAL OF SCIENCE, [S. l.], v. 16, n. 1, 2026. DOI: 10.35382/tvujs.16.1.2026.157. Disponível em: https://journal.tvu.edu.vn/index.php/journal/article/view/157. Acesso em: 1 apr. 2026.