Phan, Huong, and Dong Nguyen. “CAPITAL AND CREDIT RISK: AN EMPIRICAL STUDY ON VIETNAMESE BANKS”. TRA VINH UNIVERSITY JOURNAL OF SCIENCE; p-ISSN: 2815-6072; e-ISSN: 2815-6099 10, no. 39 (September 25, 2020): 25-34. Accessed April 20, 2024. https://journal.tvu.edu.vn/index.php/journal/article/view/565.